My wife and I have been recently beset with the "hard times". Money is tight, mainly because we were "careless" (to say the least) with our purchasing. We know we can get ourselves out, but these first few months are going to be the hard ones. Getting back on top, and then staying there can be a hard thing to do. But for those of you in similar situation, the alternative is far worse, even though it may not seem so at some times.
I know that most people that we know would probably say to just file bankruptcy, but I can't allow that. I know what that would really do to our lives. The sense of accomplishment alone will be enough for me, but more importantly will be to be in a position where days like this will be few and far between. The ultimate goal is to never let ourselves get into this position again, and thereby eliminating the need of the same Spartan lifestyle. Living within our means will be our goal, and not mortgaging our future.
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